How does paying in Instalments work?
Instalments will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout.
Your first instalment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. To use Instalments you must be at least 18.
Whilst this option is widely promoted, Instalments is subject to your financial circumstances. When choosing Instalments, our assessment will not affect your credit rating.
If you want to make a purchase with Klarna using Instalments, you'll need to provide the following : - Your phone number - Email Address - Current billing address - A valid debit/credit card All correspondence would be sent to your email address however, your mobile number is required should we need to reach you.
It's important that all this information is up to date otherwise you will not receive your payment schedule and any updated order information.
If you want to pay the outstanding balance of your Instalments purchase early, simply log into Klarna and select "Pay off early" .If you cancel or return your order and the merchant has accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due.